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HOW SALARY PACKAGING WORKS

By paying less tax, you increase your take-home pay

By paying less tax, you increase your take-home pay

How does salary packaging work?
The Australian Taxation Office (ATO) allows you to salary package a variety of personal expenses. The type and amount of these expenses depends on the industry you work in, your employer and the items they offer in their salary packaging policy.
As a salary packaging provider we help you identify eligible expenses you’re already paying and "package" them. You then receive these "packaged" amounts as tax-free salary which you can use to pay for rent, mortgage, credit cards or vehicle expenses.
Because you don’t pay tax on the salary packaged portion of your salary, your taxable income is reduced and your take-home pay increases.
That’s why thousands of Australians choose to salary package.
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What expenses can you salary package?
Depending on your employer or industry you may be able to salary package your rent, mortgage, credit card payments and vehicle expenses.
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Rent

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Mortgage

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Credit cards

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Vehicle

Discover more about salary packaging
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Calculator

Try the calculator to see how much extra take-home pay you’re entitled to.

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Salary packaging cards

Salary packaging VISA cards make salary packaging even easier.

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FAQs

The answers to all your salary packaging questions.