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The easy way to use your packaged salary

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The easy way to use your packaged salary

What are salary packaging cards?

SalaryPackagingPLUS have partnered with EML Payments® to provide you with Living Expenses and Meal Entertainment cards.

The cards enable you to spend your pre-tax salary anywhere Mastercard® is accepted, eliminating the need for out-of-pocket expenses or reimbursement claims. They’re a convenient way to take advantage of your salary packaging.


Living expenses card

  • Groceries
  • Clothing
  • Utility bills such as gas, electricity and water
  • Phone and internet bills
  • School fees
  • Insurances such as home, life, car and health

Meal Entertainment card

  • Dining out with friends or family
  • Beverages purchased with meals

How do the cards work?

  • 1

    You nominate a pre-tax deduction amount towards the card.

  • 2

    Your employer transfers the pre-tax salary to us in accordance with your salary packaging program.

  • 3

    We load the funds onto your card ready to spend.

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What are the card benefits?

  • No need to submit receipts or claim back out of pocket expenses
  • Use anywhere Mastercard® is accepted in Australia or overseas
  • Real time account information via app on your phone
  • Simple online application process